RBI Repo Rate at 5.25%: CREDAI-MCHI Reaction on Real Estate Stability

Experts Speak

RBI Maintains Repo Rate: CREDAI-MCHI Welcomes Policy Stability for Real Estate

10 hours ago

CREDAI-MCHI has welcomed the Reserve Bank of India’s decision to maintain the repo rate at 5.25 percent while continuing with a neutral policy stance, calling it a prudent and well-calibrated move amid prevailing macroeconomic conditions.

Commenting on the policy, Mr. Sukhraj Nahar, President, CREDAI-MCHI, said the continuity in interest rates provides much-needed stability for the real estate sector and allows the benefits of earlier rate cuts to flow through the system. Stable borrowing costs are expected to support steady credit availability and strengthen buyer confidence.

From a homebuyer’s perspective, clarity on interest rates is particularly reassuring during traditional buying periods such as Gudi Padwa, when many families plan long-term property investments. Predictable policy signals enable informed decision-making and improve affordability planning.

Mr. Nahar further highlighted that in regions like the Mumbai Metropolitan Region (MMR), ongoing infrastructure expansion, land monetisation initiatives, and stable interest rates together will enhance connectivity, improve affordability, and support sustainable urban development.

CREDAI-MCHI believes that this coordinated policy environment will reinforce the real estate sector’s role as a key contributor to economic growth, employment generation, and long-term urban transformation.